I don't know what it is about this time of year, but it's so easy to let our guard down when it comes to giving to others. You can't even walk by a Salvation Army bell ringer without feeling bad when you don't have spare change to give.

That's not necessarily a bad thing, you can't help that you have a big heart; but don't let your feelings get in the way and blind you to seeing the reality of what could possibly be a scam.

According to WIFR, the Better Business Bureau is warning holiday shoppers about the "12 Scams of Christmas;" spoiler alert: your true love isn't giving you any partridges in a pear tree and there are no drummers drumming; just the possibility of identity theft and an empty bank account; and no one wants to write a song about that.

To learn more about these scams and how to protect yourself, read more from the Better Business Bureau.