Get health insurance for 2015, update on Bayliss Ave. shooting, when you don't have to say 'sorry' and your shower mistakes... Today's Five Things You Need to Know

Make sure you have health insurance for 2015, HealthCare.gov is open for window shopping (USA Today)

Names have been released in the shooting on Bayliss Ave in Rockford Sunday afternoon. woman in hospital, one man is dead and it may be her husband (WTVO)

The 7 things you should never have to apologize for (Huffington Post)

Your loofah, your toothbrushing and other things you're doing wrong in the shower (Good Housekeeping)

Tim Mosenfelder, Getty Images
Tim Mosenfelder, Getty Images
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The Osbourne's are letting the cameras back into their home now that Ozzy is sober (97ZOK)

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